How much does life insurance cost?
Term life pricing is driven by age, health, coverage amount and term length. We estimate the annual premium a healthy applicant with your profile should expect.
National average
$2,520
Typical low
$240
Typical high
$4,800
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Answer a few questions about your project and we'll model a low, average and premium price for your ZIP code — then connect you with vetted pros.
Compare real life quotesLife Insurance cost by city
Local labor rates, permits and climate change the number. Pick your city for prices near you.
Life Insurance cost in Los Angeles, CA
$298 – $5,952
Life Insurance cost in San Diego, CA
$283 – $5,664
Life Insurance cost in San Jose, CA
$331 – $6,624
Life Insurance cost in San Francisco, CA
$348 – $6,960
Life Insurance cost in Oakland, CA
$317 – $6,336
Life Insurance cost in Sacramento, CA
$259 – $5,184
Life Insurance cost in Fresno, CA
$235 – $4,704
Life Insurance cost in Long Beach, CA
$293 – $5,856
Life Insurance cost in Anaheim, CA
$288 – $5,760
Life Insurance cost in Santa Ana, CA
$286 – $5,712
Life Insurance cost in Irvine, CA
$302 – $6,048
Life Insurance cost in Riverside, CA
$254 – $5,088
Life Insurance cost in San Bernardino, CA
$247 – $4,944
Life Insurance cost in Bakersfield, CA
$233 – $4,656
Life Insurance cost in Stockton, CA
$245 – $4,896
Life Insurance cost in Modesto, CA
$240 – $4,800
Life Insurance cost in Chula Vista, CA
$276 – $5,520
Life Insurance cost in Fremont, CA
$324 – $6,480
Life Insurance cost in Pasadena, CA
$307 – $6,144
Life Insurance cost in Glendale, CA
$300 – $6,000
Life Insurance cost in Santa Clarita, CA
$278 – $5,568
Life Insurance cost in Torrance, CA
$295 – $5,904
Life Insurance cost in Oxnard, CA
$274 – $5,472
Life Insurance cost in San Mateo, CA
$336 – $6,720