How much does mortgage cost?
Mortgage cost is more than the rate. We estimate monthly payment, closing costs and total interest so you can compare lender offers honestly.
National average
$4,150
Typical low
$1,800
Typical high
$6,500
Ready for a number you can budget against?
Answer a few questions about your project and we'll model a low, average and premium price for your ZIP code — then connect you with vetted pros.
Compare real lender offersMortgage cost by city
Local labor rates, permits and climate change the number. Pick your city for prices near you.
Mortgage cost in Los Angeles, CA
$2,232 – $8,060
Mortgage cost in San Diego, CA
$2,124 – $7,670
Mortgage cost in San Jose, CA
$2,484 – $8,970
Mortgage cost in San Francisco, CA
$2,610 – $9,425
Mortgage cost in Oakland, CA
$2,376 – $8,580
Mortgage cost in Sacramento, CA
$1,944 – $7,020
Mortgage cost in Fresno, CA
$1,764 – $6,370
Mortgage cost in Long Beach, CA
$2,196 – $7,930
Mortgage cost in Anaheim, CA
$2,160 – $7,800
Mortgage cost in Santa Ana, CA
$2,142 – $7,735
Mortgage cost in Irvine, CA
$2,268 – $8,190
Mortgage cost in Riverside, CA
$1,908 – $6,890
Mortgage cost in San Bernardino, CA
$1,854 – $6,695
Mortgage cost in Bakersfield, CA
$1,746 – $6,305
Mortgage cost in Stockton, CA
$1,836 – $6,630
Mortgage cost in Modesto, CA
$1,800 – $6,500
Mortgage cost in Chula Vista, CA
$2,070 – $7,475
Mortgage cost in Fremont, CA
$2,430 – $8,775
Mortgage cost in Pasadena, CA
$2,304 – $8,320
Mortgage cost in Glendale, CA
$2,250 – $8,125
Mortgage cost in Santa Clarita, CA
$2,088 – $7,540
Mortgage cost in Torrance, CA
$2,214 – $7,995
Mortgage cost in Oxnard, CA
$2,052 – $7,410
Mortgage cost in San Mateo, CA
$2,520 – $9,100