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How much does pool installation cost?

An inground pool costs $35,000 to $85,000 installed, averaging about $57,000. Vinyl liner pools start near $35,000, fiberglass runs $45,000 to $85,000 and gunite reaches $60,000 to $150,000.

National average

$57,000

Typical low

$35,000

Typical high

$85,000

Per square foot of pool

$50 – $150

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450 square foot of pools

Estimated project cost

$4,320 $13,500

Most homeowners pay around $8,910

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Cost by material

Installed pricing per square foot of pool.

OptionInstalled cost
Above ground$3,000 – $12,000
Vinyl liner$35,000 – $65,000
Fiberglass$45,000 – $85,000
Gunite / concrete$60,000 – $150,000

Total project cost, not just the pool

Line itemTypical cost
Pool shell and install$35,000 – $85,000
Concrete or paver decking$5,000 – $20,000
Safety fencing$2,000 – $8,000
Heater$2,000 – $6,000
Automatic cover$8,000 – $20,000
Landscaping restoration$3,000 – $15,000
Permits and engineering$500 – $3,000

Annual operating cost

ExpensePer year
Chemicals$300 – $800
Electricity (pump)$300 – $1,200
Heating (if used)$500 – $2,500
Water and top-off$100 – $400
Professional service$1,200 – $3,000
Insurance increase$50 – $300

Where the money goes

A typical project budget, broken down by line item.

  • Excavation and shell40% · $22,800
  • Labor22% · $12,540
  • Decking and hardscape18% · $10,260
  • Equipment and plumbing13% · $7,410
  • Permits, fencing and landscaping7% · $3,990

Cost by region

Labor markets move the number more than any other single factor.

Northeast metro

$42,000 – $102,000

+20% vs. national average

West Coast metro

$42,700 – $103,700

+22% vs. national average

Mountain West

$36,750 – $89,250

+5% vs. national average

Midwest

$35,700 – $86,700

+2% vs. national average

South & Southeast

$33,250 – $80,750

-5% vs. national average

Rural nationwide

$32,200 – $78,200

-8% vs. national average

Common add-ons

Line items that show up on most quotes but rarely in the headline price.

Attached spa

$8,000 – $25,000

Heater

$2,000 – $6,000

Saltwater system

$1,200 – $3,500

Automatic cover

$8,000 – $20,000

Waterfall or fountain

$1,500 – $10,000

Pool automation and lighting

$1,500 – $6,000

Safety fence

$2,000 – $8,000

DIY vs. hiring a pro

Hire a pro

$35,000 – $85,000

Do it yourself

$12,000 – $35,000

Above-ground pools and fiberglass owner-assist kits are realistic DIY. Inground excavation, plumbing, electrical bonding and structural shells require licensed trades and inspections in essentially every jurisdiction.

Ways to save

Practical levers that lower the bill without cutting quality.

  • Choose a standard fiberglass shape over a custom gunite design — same swim, far less money.
  • Phase the project: pool and minimum deck now, spa, cover and landscaping later.
  • Build in fall or winter when pool crews discount to keep working.
  • Do your own landscaping restoration after the crews leave.
  • Get quotes on the complete project including deck, fence and equipment so bids are comparable.

Questions to ask your contractor

  1. 01Is this quote the full turnkey project or the shell only?
  2. 02What is included in decking square footage and material?
  3. 03Who pulls the permits and handles the safety-barrier code requirements?
  4. 04What equipment brands, and what are their separate warranties?
  5. 05What is the structural warranty on the shell, and is it transferable?
  6. 06What happens if you hit rock or groundwater — what is the unit price?

Frequently asked questions

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