Auto Insurance cost per per year in Philadelphia
Auto Insurance cost per per year in Philadelphia, Pennsylvania in 2026.
Low
$1,008
Average
$2,520
High
$4,032
Multiply local unit rates by your real measurements.
What drives auto insurance prices in Philadelphia
Local labor, permitting and climate move Philadelphia prices away from the national average.
Labor market
Philadelphia labor prices above the national average with union influence.
Permits
L&I permits and licensed-contractor registration required.
Climate
Older row-home stock and freeze-thaw drive roofing and masonry work.
Philadelphia questions
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