Mortgage cost per per month in Philadelphia
Mortgage cost per per month in Philadelphia, Pennsylvania in 2026.
Low
$2,016
Average
$4,648
High
$7,280
Multiply local unit rates by your real measurements.
What drives mortgage prices in Philadelphia
Local labor, permitting and climate move Philadelphia prices away from the national average.
Labor market
Philadelphia labor prices above the national average with union influence.
Permits
L&I permits and licensed-contractor registration required.
Climate
Older row-home stock and freeze-thaw drive roofing and masonry work.
Philadelphia questions
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